Revolutionizing SME Finance with Gold-Backed Digital Assets

HaniCoin bridges traditional finance with blockchain innovation, providing SMEs with stable, gold-backed collateral for secure credit access. Experience the future of cross-border financing with our regulated, transparent digital asset solution.

Discover HANI
HaniCoin Gold-Backed Cryptocurrency
HaniCoin About

About HaniCoin

The World's First SME-Focused Gold-Backed Digital Asset

HaniCoin (HANI) is a revolutionary blockchain-based digital asset designed to empower Small and Medium Enterprises (SMEs) by providing them with gold-backed collateral for secure credit access. Our mission is to bridge the $5.2 trillion SME financing gap through innovative fintech solutions.

Unlike volatile cryptocurrencies, HANI combines gold-backed stability with cross-border liquidity, making it the perfect collateral instrument for underserved markets while maintaining global tradability.

Learn More
SME Impact

65

Million SMEs Need Financing

Financing Gap

5.2

Trillion USD Financing Gap

Gold Reserves

100

Billion HANI Total Supply

Why Choose HaniCoin?

Revolutionary Features for Modern SME Finance

Gold-Backed Stability
Gold-Backed Stability
Every HANI token is backed by 1 gram of physical gold stored in certified Dubai vaults, ensuring minimum floor value and price stability for reliable collateral use.
Smart Contract Security
Smart Contract Security
Advanced blockchain technology with on-chain collateralization, escrow systems, and automated loan processing ensure transparent and secure transactions.
Cross-Border Access
Cross-Border Access
Multi-chain deployment across ERC-20, BSC, and Layer 2 solutions enables seamless international transactions and global market access for SMEs.
Transparent Reserves
Transparent Reserves
Real-time public dashboards display gold holdings with monthly independent audits, providing complete transparency and regulatory compliance for all stakeholders.
KYC/AML Compliance
Full Regulatory Compliance
Integrated KYC/AML systems with national e-ID verification ensure complete regulatory compliance across multiple jurisdictions including Tanzania and UAE.
24/7 SME Support
Dedicated SME Support
Comprehensive support system with mobile-first dApp, multilingual interface, and specialized assistance for SME financing needs and blockchain education.

Our Services

Comprehensive Solutions for SME Financial Empowerment

Digital Collateral
Digital Collateral Services

Use HANI tokens as verified collateral for SME loans through our smart contract-based system, providing instant access to credit without traditional banking hurdles.

Learn More
Cross-Border Payments
Cross-Border Finance

Facilitate international trade and payments with our gold-backed stability, enabling SMEs to access global markets with reduced currency volatility risks.

Learn More
DeFi Integration
DeFi Integration

Access decentralized finance opportunities including staking, liquidity pools, and yield farming while maintaining the security of gold-backed assets.

Learn More
Exchange Services
Exchange & Trading

Trade HANI on major centralized and decentralized exchanges with deep liquidity pools and institutional-grade market making services.

Learn More
Gold Custody
Secure Gold Custody

Professional gold storage in certified UAE vaults with monthly audits and real-time reserve tracking for complete transparency and security.

Learn More
Partnership Program
Institutional Partnerships

Strategic partnerships with SACCOs, microfinance institutions, and fintech companies to expand SME access to blockchain-based financial services.

Learn More

Development Roadmap

Strategic Milestones for HaniCoin Ecosystem Growth

Phase 1 - Foundation
Whitepaper release, legal structuring, gold vault agreements, and MVP prototype development
Phase 2 - Token Launch
Token Generation Event (TGE), pilot SME lending dApp launch, and initial community building
Phase 3 - Market Entry
Exchange listings, SME onboarding campaigns, and SACCO/VICOBA integration partnerships
Phase 4 - Platform Launch
Full lending platform deployment and cross-border finance pilot programs initiation
Phase 5 - Expansion
Institutional onboarding, expanded gold reserves across Tanzania and UAE markets
Phase 6 - Global Scale
International market expansion to GCC and Central Africa with full regulatory compliance

Token Sale Information

Join the Future of SME Finance - Limited Time Opportunity

Total Supply

100B HANI

Initial Price

1g Gold

Public Sale

20%

Launch Supply

20B HANI

0

Days

0

Hours

0

Minutes

0

Seconds
Join Whitelist
Payment Method Payment Method Payment Method Payment Method

Frequently Asked Questions

Everything You Need to Know About HaniCoin

HaniCoin is uniquely designed for SME financing with 100% gold backing, providing stability and real-world utility. Unlike volatile cryptocurrencies, each HANI token is backed by 1 gram of physical gold stored in certified UAE vaults, making it ideal for collateral use.

We employ comprehensive security measures including regular smart contract audits, cold storage for reserves, bug bounty programs, and certified vault storage for physical gold. Our multi-layered approach ensures both digital and physical asset protection.

Our pooled custody model stores gold bars in certified vaults with monthly independent audits. Tokens are only minted against verified gold deposits, ensuring 100% backing at all times. Real-time dashboards provide transparent proof-of-reserves for all stakeholders.

Yes, through our smart contract-based collateral system and partnerships with SACCOs, microfinance institutions, and banks. SMEs can use HANI tokens as verified collateral with automated loan processing and transparent terms, eliminating traditional banking barriers.

HaniCoin operates under full regulatory compliance with integrated KYC/AML systems, national e-ID verification, and adherence to both Tanzania and UAE regulatory frameworks. We're structured as non-redeemable tokens to avoid deposit-taking classifications.
Check More

HaniCoin Logo

HaniCoin revolutionizes SME financing through gold-backed blockchain technology, bridging traditional finance with digital innovation. Join us in empowering small businesses worldwide with secure, stable, and accessible financial solutions.
Stay Updated

Subscribe to receive the latest updates on HaniCoin development, token sale announcements, and SME financing opportunities.

Contact HaniGold

Mahando Street, Masaki, Dar es Salaam, Tanzania

+255 758 22 77 77

+971 506 849039

info@hanigoldenterprise.com

Our Solutions
Digital Collateral Cross-Border Finance DeFi Integration Gold Custody
Quick Links
About HaniCoin Whitepaper Token Sale Partnership Program
Connect With Us
Website: www.hanigoldenterprise.com
© 2025 HaniGold Enterprises, All Rights Reserved.
Regulated Digital Asset Solutions for SME Empowerment