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Why Choose HaniCoin?

Revolutionary Features for Modern SME Finance

Gold-Backed Stability
Gold-Backed Stability
Every HANI token is backed by 1 gram of physical gold stored in certified Dubai vaults, ensuring minimum floor value and price stability for reliable collateral use.
Smart Contract Security
Smart Contract Security
Advanced blockchain technology with on-chain collateralization, escrow systems, and automated loan processing ensure transparent and secure transactions.
Cross-Border Access
Cross-Border Access
Multi-chain deployment across ERC-20, BSC, and Layer 2 solutions enables seamless international transactions and global market access for SMEs.
Transparent Reserves
Transparent Reserves
Real-time public dashboards display gold holdings with monthly independent audits, providing complete transparency and regulatory compliance for all stakeholders.
KYC/AML Compliance
Full Regulatory Compliance
Integrated KYC/AML systems with national e-ID verification ensure complete regulatory compliance across multiple jurisdictions including Tanzania and UAE.
24/7 SME Support
Dedicated SME Support
Comprehensive support system with mobile-first dApp, multilingual interface, and specialized assistance for SME financing needs and blockchain education.